Written by Yuki Hayashi 3 minute read $583: that’s the average amount Canadians planned to spend on gifts last holiday season. According to results of the CPA Canada Holiday Spending Monitor Update, a national poll conducted by Nielsen for the Chartered Professional Accountants of Canada, a whopping 50% of respondents normally don’t set a budget … Continue reading 3 Ways to Avoid Holiday Debt Regret
Written by Rachel Dong & Barry Choi 3 minute read F. Scott Fitzgerald said it best: “Life starts all over again when it gets crisp in the fall”. September is National Self-Improvement Month, a perfect opportunity to start anew and reach those personal development goals that you’ve been putting off the whole summer. As the … Continue reading 5 Simple Ways to Improve Yourself This September
Written by Barry Choi 3 minute read I’ll admit it, I really enjoy spending money. Knowing that I can treat myself to something with my hard earned money makes me feel good. That said, I’m well aware that if I spend too much, I could put myself in financial ruin, and that’s not something to … Continue reading 10 Ways to Trick Yourself Into Saving
Written by Optimity Team 2 min read For over 4 years, Optimity has been learning from our community. From physical activity, to mental wellness and financial literacy, we’ve learned about the challenges you’ve overcome, the milestones you’ve achieved, and the questions you still have. One challenge that almost half of our community is facing is … Continue reading A Guide to Budgeting
Written by James Gauthier, Chief Investment Officer at Justwealth Most individuals are aware of the importance of investing – not everybody does it, but they know that it can be beneficial for their future. For those that are able and engaged in investing, a good percentage will invest their savings through their financial institution, a … Continue reading What is Goals-Based Investing?